New year new…credit score? I certainly hope so!
Now is a great time to start working on fixing blemishes on your credit if you have any. I didn’t have anyone sit me down and talk to me about what things affected my score, what a good/bad score was, how to increase my score, etc. So I got my first credit card at 18 and handled it very irresponsibly. I learned the hard way how having a bad score
can WILL hang a dark cloud over your ability to prosper in life. Fortunately I started straightening up my act and making better financial decisions.