New year new…credit score? I certainly hope so!
Now is a great time to start working on fixing blemishes on your credit if you have any. I didn’t have anyone sit me down and talk to me about what things affected my score, what a good/bad score was, how to increase my score, etc. So I got my first credit card at 18 and handled it very irresponsibly. I learned the hard way how having a bad score
can WILL hang a dark cloud over your ability to prosper in life. Fortunately I started straightening up my act and making better financial decisions.
Here’s what I’ve learned while improving my credit score…
At least once a week I see an article or blog post about how to become better at being a morning person. “Don’t hit snooze!” they say. “Open the blinds!” they say. But what if you don’t want to be a morning person? Where’s the encouragement for those of us who give the midnight oil a run for its money? I know we need love too and I’m here to give you some! Here’s why being a night owl is way cooler than being a morning person. Way. Seriously.
Millennials have changed the game. The American dream for us isn’t all about getting a good job and house with the white picket fence ASAP. Oh no, not anymore. What do we want? A fulfilling career! When do we want it? NOW! We crave freedom and want to make our money on our own terms. Which is exactly why a lot of us are turning to entrepreneurship.
Building a business isn’t easy. Thankfully we have pioneers to look up to that can help deter some bad decision making. But beware! I’ve yet to come across a one size fits all guide to growing a successful business. Even for my own company, I read books and get advice – but will tweak some of the information to fit my goals. Here are 4 things that I chose not to worry about as I built my writing business.
I just want to start by saying that this post is in no way an attempt to coax anyone into buying me any of these things. I’m a writer so I’m simply giving you ideas for other writers. *insert smiling with angel halo emoji*
As with all creatively led folks, writers can be a bit complex and difficult to understand. OK maybe that’s just me as a person. Anyway the point is that it may not be easy to think of gifts to get because creatives are seemingly all over the place at times. Don’t worry though, I got you! Here are some things that any writer would appreciate receiving.
If you’ve been reading the blog for awhile, you know that I’m a frugal gal who loves a good deal. I try to get as much done as I can, while spending as little as I can. Decorating is, like, SO fun and I was so excited for the holiday season that I had my tree up before Thanksgiving. Judge me, IDC.
Even though I’m zealous about this time of the year, I still didn’t want to buy expensive decor especially when it’d be stashed away in just a couple of months. I also enjoy thrifting but I didn’t have the time to run around town hunting for crazy markdowns. I wound up improvising but I pulled it off for less than $50! I’ve decorated on the “dime” before (read about it here) and am sharing my ways with you all over again! Let’s get to it, shall we?
When I was growing up my family had a real Christmas tree every year. We’d load up into the car and head to a tree lot…OK it was more like the corner of a strip mall parking lot with trees already cut down and for sale. We always got the cheaper tree – no fir! Oh the memories!
But I’m an adult now and this is my first year forming my own traditions. The biggest decision for me…real tree or fake tree? Hmmm.
I couldn’t believe that I was even considering a fake tree. My mama raised me better that. But then again mama wasn’t here to help me load and carry a tree from a parking lot. So I decided to use the virtually fool proof Pro/Con list to decide which was best for me. If you’re still undecided on what kind of tree you’ll have for 2016, this could help!
When it comes to relationships, I know that I don’t want a “yes” man. I’ve had plenty of them in my past. And although it may have been fun at the time, as I got older I realized that this kind of man isn’t what I NEED. In case you haven’t heard of this before, a “yes man” is simply a man who agrees with everything you say and gives you everything you want because he’s a people pleaser and wants your acceptance. This type of man will give you everything you want, which in theory sounds like a dream but I can tell you from experience that it’s not.
No, I’m not a traditionalist but I’m not a feminist either. Sure women are bosses these days and I’m all for it. Hell, I’m one myself. But in my relationship I NEED a man that can stand his ground, one who can tell me “no” if he believes it’s in my best interest or in the best interest of our relationship. A man who can think independently without the need to get my nod on everything that he does. A man who is confident and sure of himself.
You might be wondering, “Candace, what’s so wrong with a man that wants to please you and do anything to make you happy? Girl, you are tripping. Sounds like you want a man that ‘s going to treat you bad. Nice guys finish last with you.” Oh, I’ve heard it all before. Here are the reasons that this kind of man isn’t good for me, and why you might want to steer clear of them too.
Selfish: concerned chiefly or excessively with one’s own interest and advantage, especially to the point of total exclusion of the interests and welfare of others
It seems that people hate it when you call them selfish – even if they really are. So I’m not going to call you that today my friend. But you’re reading this post for a reason. Maybe you know someone who could use these tips. If so, please share it with them! Because of course YOU don’t need them at all! :-.)
We’re coming up on my most favorite time of year again. The holiday season! I’m a Fall baby (#teamlibra) and I love dressing in layers and sipping on warm drinks. This time of year is supposed to be about love, charity and overall togetherness. Personally my heart always feels for the people who had a loved one to pass on. This time of the year can remind them of what they don’t have rather than the things they do have.
Here’s a list of ways to be supportive to a person who might not be feeling the holiday cheer right now.